Zhang, Ji

School of Insurance and Economics (SIE)

University of International Business and Economics (UIBE)

Beijing, China, 10029

zhangji@uibe.edu.cn

861064496144

2023

ACADEMIC EXPERIENCE

Professor, Risk Management and Insurance department, School of Insurance and Economics, UIBE, 2016-present.

Associate professor, Risk Management and Insurance department, School of Insurance and Economics, UIBE, 2011-2016.

Lecturer, Risk Management and Insurance department, School of Insurance and Economics, UIBE, 2008-2011.

Visiting Scholar, School of Business, George Washington University, USA, 2017-2018.

Visiting Scholar, Phil Riddickson University, USA, 2011-2012.

EDUCATION

Ph. D.(Finance), Renmin University of China, School of Public Finance and Economics, 2005-2008

Master Degree (Finance), Renmin University of China, School of Public Finance and Economics, 2001-2003

Bachelor Degree (Engineering), East China University of Technology, 1992-1996

RESEARCH INTEREST

Financial Risk Management and Insurance

Household Finance

Insurance Fund Utilization

Research of Life Insurance Market

PUBLICATIONS AND PRESENTATIONS

Published and Accepted Articles

Chen Fuzhong, Zhang Ji, Xiao Jing Jian, et al. Is Financial Education Positively Associated with Consumer Stock Market Satisfaction? Evidence from China[J]. Discrete Dynamics in Nature and Society, 2023, 2023

Zhang Ji, Huang Xinrao, Cao Xiaoyong. Does Monopolistic Platform Price Discrimination Reduce Consumer Welfare? Based on the Perspective of Consumer Reservation Price Heterogeneity [J]. Journal of Jilin University (Social Sciences Edition), 2023, 63(03): 116-129+238. DOI: 10.15939/j.jujsse.2023.03.jj2.

Zhang Ji, Shi Xiao. Evaluation of the Effectiveness of Beijing-Tianjin-Hebei Collaborative Development Policies: A Case Study on Household Economic Risks [J]. Beijing Social Sciences, 2022(10): 41-54. DOI: 10.13262/j.bjsshkxy.bjshkx.221003.

Zhang Yanze, Zhang Ji, Cao Yang. Financial Competition in Wealth Management Market and Household Risky Financial Investments [J]. Financial Forum, 2022, 27(09): 69-80. DOI: 10.16529/j.cnki.11-4613/f.2022.09.001.

Zhang Ji, Shi Xiao, Cao Yang. Assessment of Financial Risks in Middle-aged and Elderly Households under Dynamic Health Shocks [J]. Economic Research Journal, 2022, 48(02): 153-168. DOI: 10.16538/j.cnki.jfe.20210813.201.

Zhang Ji, et al. How does competition for funds in the wealth management market impact Chinese households’ risky financial investment? [J]. Applied Economics Letters, 2022.03.

Shi Xiao, Zhang Ji. Can Digital Inclusive Finance Improve Household Asset Portfolio Diversity? [J]. Journal of Southwest Minzu University (Humanities and Social Sciences Edition), 2021, 42(09): 121-133.

Zhang Ji, Zhang Yanze, Cao Yang. Can Optimizing Household Income Structure Promote Consumption Upgrading? [J]. Economic and Management Research, 2021, 42(07): 51-65. DOI: 10.13502/j.cnki.issn1000-7636.2021.07.004.

Zhang Ji, Sun Yajie, Zhang Jianlong. Does China's Household Debt Have Excessive Risks? -Based on the Perspective of Consumption under Debt Structure [J]. Journal of Hebei University of Economics and Business, 2020, 41(05): 28-38. DOI: 10.14178/j.cnki.issn1007-2101.20200831.005.

Zhang Ji, Yu Mengdi, Cao Yang. Financial Literacy and Financial Vulnerability of Chinese Households [J]. Journal of Jilin University (Social Sciences Edition), 2020, 60(04): 140-150+238. DOI: 10.15939/j.jujsse.2020.04.jj3.

Yu Mengdi, Zhang Ji. Analysis and Suggestions on Financial Vulnerability of Beijing Resident Families [J]. Gansu Finance, 2020(03):54-58.

Zhang Ji, Han Wei. Research on the Impact of Household Debt on Household Consumption in Beijing [J]. Gansu Finance, 2018(03):27-30+48.

Zhang Ji, Xie Yuantao, Yang Juan. Risk Dependence, Consistent Risk Measurement, and Portfolio: An Empirical Study Based on Mean-Copula-CVaR [J]. Financial Research, 2016(10):159-173.

Zhang Ji, Guo Xuejian. Export Credit Insurance Service Guarantee under the Background of "Belt and Road" Strategy [J]. International Trade, 2016(08):35-40. DOI: 10.14114/j.cnki.itrade.2016.08.006.

Zhang Ji, Zhu Wei, Wang Yake. Research Dynamics on the Relationship between Household Economic Vulnerability and Resident Consumption [J]. Economic Trends, 2016(08):126-135.

Zhang Ji, Zhu Wei, Wang Yake. Household Economic Vulnerability and Risk Aversion [J]. Economic Research, 2016, 51(06):157-171.

Zhang Ji, Xie Zhibin. Private Information and Market Performance: Empirical Evidence from the Export Credit Insurance Market [J]. Journal of Chongqing University (Social Sciences Edition), 2016, 22(03):38-43.

Zhang Ji, Wang Yake. Household Economic Vulnerability: Theory, Empirics, and Responses [J]. Learning and Exploration, 2016(05):112-117.

Zhang Ji. New Thinking on Life Insurance Marketing Services: Establishment, Expansion, and Transformation [J]. China Insurance, 2016(03):22-27.

Zhang Ji, Wang Wen, Xie Yuantao. Research on Welfare of Compulsory Liability Insurance: Institutional Arrangements, Marketization, and Public Opinion—Taking Compulsory Traffic Accident Liability Insurance as an Example [J]. Financial Research, 2014(08):192-206.

Wang Le, Zhang Ji. Research on Transparency of Sovereign Wealth Fund [J]. Shanghai Finance, 2013(10):19-26+116.

Zhang Ji, Xie Zhibin. Evaluation of the Marketization of International Export Credit Insurance—With a Discussion on the Reform of China Export and Credit Insurance Corporation [J]. Gansu Finance, 2013(06):14-16.

Lv Huijuan, Wang Yake, Zhang Ji. Market-oriented Management of Chinese Pension Fund: Investment Decisions, Portfolios, and Performance [J]. Academic World, 2013(01):195-204+287.

Zhang Ji. Performance Test of Chinese Corporate Innovation Capability—Panel Data Analysis Based on Listed Companies in Hebei Province [J]. Journal of Huazhong Normal University (Humanities and Social Sciences Edition), 2011, 50(04):49-54.

Zhang Ji, Wang Le. Potential Loss Analysis of China's Foreign Exchange Reserves Based on Numerical Simulation [J]. Journal of Finance and Economics, 2011, 37(06):47-57+132. DOI: 10.16538/j.cnki.jfe.2011.06.011.

Zhang Ji. Property Rights and National Utility from a Risk Perspective: Taking the Insurance Industry as an Example [J]. Management World, 2011(05):178-179. DOI: 10.19744/j.cnki.11-1235/f.2011.05.019.

Zhang Ji. An Empirical Analysis of Life Insurance and Consumer Behavior based on the VEC Model [J]. Economic Review, 2010(06):122-129+142. DOI: 10.19361/j.er.2010.06.015.

Wang Wen, Zhang Ji. Current Situation, Countermeasures, and Prospects of Development for Microfinance Companies [J]. Gansu Finance, 2010(11):8-11.

Zhang Ji. Non-public Information and China Export Credit Insurance: A Multidimensional Perspective [J]. Financial Review, 2010(04):67-73. DOI: 10.13762/j.cnki.cjlc.2010.04.014.

Zhang Ji. Empirical Analysis of Institutional Change and the Development of China's Life Insurance Industry [J]. Journal of Huazhong University of Science and Technology (Social Science Edition), 2010, 24(01):72-76. DOI: 10.19648/j.cnki.jhustss1980.2010.01.013.

Zhang Ji. Risk Warning of the Global Life Insurance Industry in the Face of Financial Tsunami [J]. Journal of Hubei University of Economics, 2010, 8(01):34-38.

Zhang Hongtao, Zhang Ji. Analysis of Chinese Life Insurance Demand from the Perspective of External Shocks: A Dynamic Econometric Test Based on Vector Autoregressive Model and Impulse Response Function[J]. Economic Review, 2008(01): 153-156. DOI: 10.15931/j.cnki.1006-1096.2008.01.038.

Zhang Ji, Sun Yanan, Sui Keqing. Review of the Gap Model for Interest Rate Risk Management in Commercial Banks [J]. Theoretical Frontiers, 2007(04):226-227.

Book Reviews

Zhang Ji. The Rise and Fall of China in the Perspective of Monetary Power Logic - A Review of "Chinese History as a Financial History"(by Chen Yulu and Yang Zhongshu) [J]. China Economic Weekly, 2013(11):84-85.

Books and Monographs

Zhang Ji, Yang Zhongshu. Financial Management Lessons for Everyone [M]. Beijing: Jiuzhou Publishing House, 2021.

Conference Presentation

2018: China Economics Annual Conference

Nankai University

2016: China Household Finance Forum

Southwest University of Finance and Economics

COURSES TAUGHT

Research on Insurance (Postgraduate, UIBE)

Family Financial Risk Management (Postgraduate, UIBE)

Risk Management and Insurance (Undergraduate, UIBE)

The Logic of Family Wealth Management (Private Banking Department, China Merchants Bank)

Historical Changes and Trends in Insurance Marketing (New China Life Insurance)

Analysis of Macroeconomic Trends from a Micro Perspective (Zhonghong Insurance)

Jewelry Investment and Family Wealth Management (Agricultural Bank of China)

Historical Changes, Characteristics, and Management of Household Economic Risks (New China Life Insurance)

Analysis of Individual Pension Systems (Bank of China)

ADMINISTRATION

Head of Department of Risk Management and Insurance, 2013-2018

STUDENT AND PUBLIC SERVICE

Student Service

Thesis Supervisor

5 doctoral students have been guided, such as Zhang Yanze.

53 master's students have been guided, such as Qiao Mu.

Thesis Defense Committee

Research Mentor

Song Linsen, et al. Undergraduate Research Project: Market Influence Strategies for Building Internet Celebrity Brands in the Digital Economy Era - A Case Study of Zhong Xuegao, 2023.

Advisor of Interns and Careers

Advisor of Student Clubs

Curriculum Design and Management

Admission Counseling

Others

Public Service

Reviewer, Domestic authoritative journals including Economic Research, Financial Research, Journal of Finance and Economics, World Economy, 2016-present

Training Specialist, New China Insurance, 2014-present

Training Specialist, China Merchants Bank Private Banking Department, 2020-present

RESEARCH GRANTS

UIBE, “Evaluation of the Effectiveness and Spillover Effects of the Beijing-Tianjin-Hebei Collaborative Development”, (2021).

UIBE, “Research on Household Financial Vulnerability and Regional Financial Stability in the Beijing-Tianjin-Hebei Region”, (2019).

National Social Science Fund Key Project, “Study on the Financial Vulnerability of Middle-Income Families in China”, (2017).

General Project of the Ministry of Education's Humanities and Social Sciences Research, “Impact of Household Financial Vulnerability on Resident Consumption and Welfare, and Policy Simulation Research”, (2015).

General Project of Beijing Social Science Foundation, “Research on Changes in Resident Consumption in Beijing from the Perspective of Household Financial Vulnerability”, (2015).

AWARDS AND HONORS

Research Awards and Honors

Scientific Research Model, UIBE, 2017.

Teaching Awards and Honors

Excellent Graduate Supervisor, UIBE, 2023.

Research Graduate Course Development Project (Insurance Research), UIBE, 2014-2016.

Second Prize, The Young Teachers' Basic Skills Competition, UIBE, 2010.

Others

Excellent Undergraduate Teaching Management Staff, UIBE, 2013-2014

PROFESSIONAL DESIGNATION

National Registered Gem Quality Inspection Inspector, 2000