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首页 / 师资队伍 / 院系教师 / 元宇宙与金融保险研究中心

元宇宙与金融保险研究中心

副主任:陈曦

陈曦,

       中国精算师(FCAA)、北美精算师(FAS)、特许金融分析师(CFA)、金融风险管理师(FRM),于2005年毕业于复旦大学数学系,之后在中国寿险行业拥有十八年的工作经验,长期钻研于保险精算和模型、系统开发的交叉领域,推动精算现代化和保险数字化发展。陈曦先生是深轻科技的创始人、董事长,主持研发了国内首个完全自主知识产权的精算预测软件平台,突破美、英、加等国在该领域的技术和产品垄断,相比于海外产品实现效率和易用性等方面质的提升,填补国内空白,支持信创发展。陈曦先生还领导开发了集产品定价、精算评估、经验分析、假设管理等功能场景于一体的保险精算云平台,支持保险公司利用云上科技和数字化成果大幅提升数据分析效率,并提高分析流程的可靠性。在此之前,陈曦先生先后就职于普华永道和韦莱韬悦,负责相关精算咨询和模型实施项目的交付,并担任团队领导和管理职务。

        陈先生在定量预测模型开发、保险战略规划、产品设计与管理和风险及资本管理等方面经验丰富。

        陈先生熟悉各类寿险预测软件的使用,能熟练使用包括C/C++、VB、SQL、Java、SWIFT、PHP等在内的多种计算机语言,深谙各种寿险预测平台的原理、其上的模型架构和开发。就全球市场多个主流精算软件,陈先生皆有丰富的使用和维护经验,领导过数量众多的大型设计和实施项目。在陈先生的项目中设计、开发、优化和(或)审阅过的预测模型涵盖国内寿险产品的所有主要类型,模型应用场景涉及产品定价、准备金评估、国际会计准则、偿付能力评估、价值评估、资产负债管理等所有测算类型。

      陈先生领导开发了高效精算预测框架和模型算法,为客户带来了数十倍的计算效率提升。其配套的自动化流程,将用户相关深度分析材料的准备工作耗时从若干小时减少为数分钟。

      陈先生曾为多家寿险公司提供涉及包括整体战略、渠道战略、产品战略、业务规划、费用分析和改进、风险偏好和资本战略、资产负债管理战略及战略资产配置等在内的战略咨询服务。客户涵盖国内多家中大型保险公司以及合资寿险公司。

      在保险和投资的交叉领域,例如全面资产负债管理、保险产品中的内在衍生品评估、市场一致性评估、经济情景发生器的设计和开发等方面,陈先生涉猎广泛、造诣深厚,拥有丰富的国内外项目经验。同时应邀为各类客户公司和组织提供培训。

    此外,陈先生与各家高校积极合作,通过组织课程、亲自授课和讲座等方式,协助培养精算领域的新生力量,完善市场梯队建设,助力相关保险专业细分领域的可持续发展。

    陈先生毕业于复旦大学数学系。陈先生是北美精算师协会正会员、中国精算师协会正会员及特许金融分析师。

    Mr. Chen Xi has eighteen years of work experience in the life insurance industry in China. He has been dedicated to the intersection of insurance actuarial science, modeling, and system development, driving the modernization of actuarial practices and the digital transformation of insurance. Mr. Chen Xi is the founder and chairman of DeepLight Technology, where he led the development of the first domestically developed actuarial prediction software platform with complete independent intellectual property rights. This breakthrough filled the gap in the domestic market and achieved significant improvements in efficiency and user-friendliness compared to overseas products, challenging the technical and product monopolies held by countries such as the United States, the United Kingdom, and Canada. Additionally, Mr. Chen Xi led the development of an insurance actuarial cloud platform that integrates functionalities such as product pricing, actuarial assessment, experience analysis, and assumption management. This platform enables insurance companies to leverage cloud technology and digital achievements to greatly enhance data analysis efficiency and improve the reliability of analysis processes.

    Prior to this, Mr. Chen Xi worked at PwC and Willis Towers Watson, where he was responsible for delivering actuarial consulting and modeling implementation projects and held team leadership and management positions.

     Mr. Chen has extensive experience in quantitative forecasting model development, insurance strategic planning, product design and management, and risk and capital management.

    He is familiar with the use of various life insurance forecasting software and proficient in multiple computer languages, including C/C++, VB, SQL, Java, SWIFT, and PHP. He possesses in-depth knowledge of the principles, model architecture, and development of various life insurance forecasting platforms. Mr. Chen Xi has rich experience in using and maintaining several mainstream actuarial software in the global market and has led numerous large-scale design and implementation projects. The predictive models he designed, developed, optimized, and/or reviewed in his projects cover all major types of domestic life insurance products, and the application scenarios of these models include product pricing, reserve assessment, international accounting standards, solvency assessment, valuation assessment, asset-liability management, and all other types of calculations.

    Mr. Chen Xi has led the development of efficient actuarial forecasting frameworks and model algorithms, bringing clients tens of times improvement in computational efficiency. The accompanying automated processes have reduced the preparation time for in-depth analysis materials from several hours to a few minutes.

    He has provided strategic consulting services to multiple life insurance companies, including overall strategy, channel strategy, product strategy, business planning, expense analysis and improvement, risk preference and capital strategy, asset-liability management strategy, and strategic asset allocation. His clients include several large and medium-sized domestic insurance companies as well as joint-venture life insurance companies.

   In the intersection of insurance and investment, such as comprehensive asset-liability management, assessment of embedded derivatives in insurance products, market consistency assessment, and design and development of economic scenario generators, Mr. Chen Xi has a wide range of knowledge and extensive project experience both domestically and internationally. He has also been invited to provide training for various client companies and organizations.

   Furthermore, Mr. Chen Xi actively collaborates with universities, organizing courses, personally teaching, and delivering lectures to assist in cultivating new talents in the actuarial field, improving the talent pool in the market, and supporting the sustainable development of specialized areas within the insurance industry.

   Mr. Chen Xi graduated from Fudan University, majoring in Mathematics. He is the fellow of SOA and CAA, as well as a CFA charterholder.